Your Property. Your Claim.
Your Advocate.
Your insurance company has experts on its side.
You should too.
All Your Claims Needs helps Florida property owners at every stage of a claim — from initial filing to denied, delayed, underpaid, and supplemental claims.
Our licensed public adjusters document, negotiate, and advocate for the full payout you’re owed.
“No recovery, no fee. No upfront cost. We get paid when you get paid.”
- Florida Public Adjuster Lic. #W349410
- Florida Public Adjusting Firm Lic. #G176327
- Florida Certified Building Contractor Lic. #CBC1270647
What We Handle
Every Claim Has a Next Step.
We'll Help You Take It.
Whether your claim is new, delayed, denied, or underpaid, our licensed public adjusters bring clarity, experience, and advocacy to every step of the process. Serving property owners throughout Florida.
New Claims
Proper processing from the initial filing — inspection, documentation, and filing built right the first time.
Start my claimUnderpaid Claims
Settled for less than your policy allows? We review every line item and work to recover the difference you're owed.
Get what I'm owedDenied Claims
Wrongfully denied? We challenge the denial, reopen the case, and cite the policy language that supports you.
Challenge my denialDelayed Claims
Claim dragging on? We identify roadblocks, press for answers, and work to keep the process moving.
Review my claimPerils We Cover
Any Damage. Any Cause. Across Florida.
From hurricanes and flooding to fire and lightning, we handle property damage claims affecting homes, buildings, and businesses across Florida.
Not sure if your loss is covered? A free inspection gives you a straight answer.
Client Reviews
Florida Homeowners Trust Us With Their Claims
Real Reviews from Real Florida Homeowners
We're rated by the clients we serve on Google. Read what they say about working with us — or leave a review of your own.
“Ruben is excellent and a true professional in his field. He kept me informed on every part of the process and was always available to take my calls or texts, even when he was on vacation. My experience with him is outstanding and I will highly recommend him for any insurance battles. William”
“Ruben of All Your Claims Needs, LLC is like a bull in a fine China shop. He is knowledgeable and resourceful when it comes to the workings of insurance companies and get favorable results for his clients. Also, he keeps you informed of his progress so you are never wondering as to the status of your claim.”
“Ruben and All Your Claims Needs, LLC were amazing to work with! Ruben is so professional, knowledgeable, and genuinely cares about helping his clients. He made the whole process easy and took a huge weight off my shoulders. I honestly don’t know what I would have done without his help. I am extremely grateful! I highly recommend Ruben and his team to anyone needing assistance with their insurance claim!”
Why a Public Adjuster
The Numbers Don't Lie
Studies by the Florida Legislature's Office of Program Policy Analysis and Government Accountability (OPPAGA) show that policyholders who use a public adjuster recover substantially more on their claims.
Average Claim Settlement
OPPAGA (Office of Program Policy Analysis and Government Accountability) — Florida Legislature
Source: OPPAGA (Office of Program Policy Analysis and Government Accountability) — Florida Legislature, study period Mar 2008–Jun 2009, 61,324 non-catastrophe claims. Figures as published by FAPIA (fapia.net).
No Recovery, No Fee
A contingency fee only if we recover for you — no upfront cost, ever.
Built Right the First Time
Complete documentation from day one strengthens every claim and line item.
Holding Insurers Accountable
We verify what your policy should provide and hold carriers to what they owe.
Faster Resolutions
Experience helps reduce delays and keeps your claim moving forward.
How It Works
Four Steps to Your Settlement
Filing a property damage claim? Don't go at it alone. We document, negotiate, and pursue the full settlement you're owed.
Call or Submit the Form
Contact us for a free consultation. We'll review your situation and give you an honest assessment of what your claim is worth.
Free Damage Inspection
We visit your property, assess every detail of the damage, and review your policy to identify covered items the insurer may have missed.
We Handle Everything
We prepare the claim package, file it, and negotiate firmly — handling all communication with the insurance company for you.
You Get Paid
We pursue the full settlement your policy allows. No recovery, no fee — ever. You only pay if we recover for you.
Insurance companies deny, delay, and underpay property damage claims every day. They cite "wear and tear," "cosmetic damage," or partial repair when the policy supports full coverage. All Your Claims Needs represents property owners. Licensed public adjusters. We document, negotiate, and pursue the full payout you're owed.
The Firm
A Team of Licensed Public Adjusters on Your Side
All Your Claims Needs is a Florida public adjusting firm — not a one-man operation. Our team of licensed public adjusters represents property owners across the entire state, from Miami to Pensacola.
Insurance companies have experts working to minimize your payout. We put licensed adjusters in your corner who know Florida property law, understand the claims system, and work to get you everything you're entitled to under your policy. With over a decade of claims experience leading the firm, we handle every claim like it's our own.
- Licensed Florida Public Adjusting Firm #G176327
- Serving all 67 Florida counties
- Led by a Florida-Licensed Certified Building Contractor #CBC1270647
- No recovery, no fee — zero upfront cost
- Se habla español
Proud FAPIA Member
We adhere to the highest ethical and professional standards as members of the Florida Association of Public Insurance Adjusters.
Coverage Area
Licensed Public Adjusters Serving All of Florida
From Florida's northern tip to the Southernmost Point, we handle residential and commercial property damage claims statewide.
Every County in Florida
"No recovery, no fee. There is no upfront cost.
We get paid when you get paid."
Free consultation. No obligation. Just honest advice about what your claim is really worth.
Contact Us
Get a Free, No-Obligation Consultation
Tell us about your loss or claim. We'll call you ASAP to discuss the details and provide an honest assessment.
Contact Information
Davie, FL 33325
- Florida Public Adjusting Firm License #G176327
- Florida Individual Public Adjuster License #W349410
- Florida Certified Building Contractor (CBC) License #CBC1270647
